Bao Loc certificate of deposit
for Small enterprises

Optimize short-term cash flow
Earn interest even for one day

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Service overview

Bao Loc certificate of deposit (CD) is an optimal financial solution for businesses:

  • Optimize short-term cash flow starting from 1 day with flexible withdrawal options.
  • Ideal for businesses seeking a secure deposit solution with higher interest rates than keeping funds in a payment account.

Outstanding benefits for Small enterprises

Earn interest even for one day

Attractive returns based on the number of days held, up to 4.75% per year (*).

Withdraw funds in one minute

Withdraw funds in just one minute, with returns calculated based on the actual holding period.

One transaction platform

Easily conduct transactions online via Techcombank Business digital banking.

(*) According to Techcombank’s regulations, updated at the time of transaction.

Why is Bao Loc CD the optimal solution for Small enterprises

Imagine this

 

  • Your business just received 5 billion VND from a partner and is planning to use it for a new purchase order. While negotiating prices with the supplier, what can you do with this money to increase its value?

 

  • Bao Loc CD is the perfect solution, allowing your business to: Earn high returns. Easily convert to cash anytime for payments or investments.

 

  • After 16 days of holding the CD and successfully negotiating the contract, your business can sell the CD to pay the partner.

After 16 days holding, the earned interest is equivalent to an annual return of 4.20%/year

Total interest earned:

9,205,479 VND

Automatic Bao Loc CD purchase feature for businesses

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