Merchant One solution for Small enterprise

Smart payment solutions, helping businesses
do business more efficiently.

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Benefits for businesses

All-in-one solution

With just one registration, businesses receive all the necessary services:

  • Payment Accounts
  • Digital Banking Services
  • QR Payment Acceptance
  • Visa Debit Card
  • Loan Services
  • Insurance Package

Cost optimization

Enjoy outstanding financial incentives, saving up to 6 million VND compared to individual registrations:

  • Free Account Opening & Maintenance
  • Free Digital Banking Services
  • Free Domestic Transactions
  • Free Card Issuance & Annual Fee

Superior features

MerchantOne helps businesses operate smartly and manage finances effectively:

  • Detailed, easy-to-understand reporting system
  • Centralized cash flow management on one account
  • Flexible financial allocation between stores

Fee details

Category Description Value

1. Current account

Lucky number account Free
  Account management fee Free

2. QR code payment

Generate separate QR code for each point of sale from 1 account Free

3. Bao Loc Certificates of Deposit

 

Attractive interest rates for each actual deposit day

4. Term Deposit Interest Rates

  Better rates on Digital Banking

5. Digital Banking Services

Digital Banking annual fee (*) Free for first 3 years
  Domestic VND transfer fee on Digital Banking Unconditionally free

6. Foreign Exchange Buy/Sell Rates

  Special rates on Digital Banking

7. Techcombank Visa International Debit Card

Issuance fee Free for first time
  Annual fee Free for first 2 years

8. Digital Banking Integration with Third Parties

  Free connection and usage of MISA Bankhub service

9. Solution Package Management (**)

  300,000 VND/month
 

(*) Please refer to Fee Schedule, Terms & Conditions

(**) Customers will be exempt from fees when: having at least 1 active transaction in 3 consecutive months or having a minimum total value of QR code store payment receipts at Techcombank of 30 million/month

 

 

Save 6 million VND now

  • Save up to 6 million VND when registering for the MerchantOne solution package compared to registering for individual banking services
  • Receive a uniquely designed QR code display set for your store, attracting business prosperity

Easy registration

Start your business journey with Techcombank

Open an account online easily | Choose a lucky number | Free package