Total WB deposits at the end of 2021 were VND 46.5 trillion, +8.9% YoY. The average CASA balance increased 67.8% YoY, while the CASA ratio remained high at 55.3%.
TOI
72.5% YoY
VND 10.3 trillion
NII
77.2% YoY
VND 9.1 trillion
NFI
44.1% YoY
VND 1.2 trillion
Total outstanding credit to WB customers
14.3% YoY
VND 184.3 trillion
Average credit
34.3% YoY
178.6 trillion
NPL ratio of WB customers
0.02%
Total operating income
59.1% YoY
VND 13.4 trillion
5
Total value of money transfer via digital channel
70.4% YoY
The focus for WB in 2022
- Expand our value chain capabilities including credit origination, distribution, transaction banking, investment products in priority sectors.
- Upgrade our investment and liquidity management products to serve customer needs and digitalise the credit process to attract new credit customers.
- Onboard WB customers on the new Corporate lending platform (BCDE), using more, and better data to continually improve the accuracy and efficiency of the credit decision framework, thus improving overall customer experience and satisfaction.