ShopCash business financing

Capital at your fingertips, ready to use anytime

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ShopCash is an optimal solution that helps your store access timely funding for short-term financial needs, such as inventory purchases or daily expenses, without the need for collateral. It offers attractive interest rates and a simple application process.

Why should business owners choose ShopCash Overdraft Account at Techcombank?

Flexible Limit

  • Funding limit of up to 500 million VND (*)​
  • No collateral required​

(*) Subject to Techcombank's terms and conditions at the tim

Competitive Interest Rates

  • Interest rate only from 326 VND/day per 1 million VND spent

Easy Access to Funds​

  • Easily make payments to suppliers via bank transfer or QR code scanning​

  • No monthly principal repayments, only repay the principal after 12 months of usage

Simple procedure

  • Activate directly on Techcombank Mobile

Registration conditions and steps

1

Receive notification about the approved limit on Techcombank Mobile

2

Go to the Loans section and select the ShopCash Overdraft Account

3

View product information and click Activate now

4

Choose the funding amount you wish to receive and provide the required information

5

Depending on the selected funding amount, follow the remaining steps on Techcombank Mobile to complete the activation of the ShopCash Overdraft Account

1

Loan application form and loan agreement (according to Techcombank's template)

2

Personal identification documents (CCCD, Passport, etc.)

3

Other relevant documents (if any)

Partner with Techcombank today

Techcombank accompanies business development on the journey of realizing dreams with superior financial support solutions.

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